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Old 04-01-2011, 02:35 AM   #1
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Default Any one using PayPal to accept payment?

I used to accept credit card payments, but I only averaged maybe three or four a year. The monthly fees were kind of high for the volume. I just got set up to get paid through PayPal. No annual fees, just under 3% transaction fee. Looks like it will be easy to use. I just send an Email invoice. It has a link to PayPal where they will accept credit card payment and then transfer it to my account.

Any one have experience with this? What is your opinion?

Jim
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Old 04-01-2011, 08:09 AM   #2
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I use Paypal. (sent an invoice this morning) The only drawback I see is that the invoices come from Paypal and not me. You just have to warn the customer so they read the email.
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Old 04-01-2011, 10:31 AM   #3
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Do you charge the customer the 3% fee, or eat it yourself?
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Old 04-02-2011, 10:59 AM   #4
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I hope you're adding that fee to the job.
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Old 04-02-2011, 09:21 PM   #5
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used it for the past 5 years. only a couple per year but it beats the other cc pricing scams. safe and secure is all a customer really wants. if i know they will be pay with cc i will work the 3% into the price. If it comes up at the end of the job and they ask if i can accept a cc, i say yes but i get charged a small fee and i split the fee.
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Old 04-02-2011, 09:35 PM   #6
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I accept credit cards, but it is rare that someone wants to pay with one.
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Old 04-02-2011, 10:59 PM   #7
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In my experience most of the people that want to use a credit card, do so to get flyer miles, or whatever other perk their credit card company offers. I cancelled my merchants account a few years ago when I heard about paypal. I always tell the client there is a 3% convenience fee and they all decide to just pay by check. Paypal beats paying monthly fees for a credit card processing company.

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Old 04-03-2011, 09:37 PM   #8
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If the credit card companies found you are charging a fee they will not me very happy, think it is against there user agreement, or at least dont advertise it. we take credit through mercant services over the phone. payment gets deposited to business acct in two days. for most cards i think we pay 1.7%. a couple years back we lost a large contract because we didnt accept them. i think you secure a better rate than paypal through other means.
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Old 04-03-2011, 09:56 PM   #9
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If the credit company finds out that you charged a convenience fee, they can refund the customers money, it is against the merchant agreement.

You CAN however mark up your prices 3 % then offer a discount for cash or cheque payments.
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