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No. The rating is for everything on the ladder and means that it is rated safe for 200 pounds. Including you, your tools, and the paint you carry up. So if someone weighed 190 pounds and carried a 12 gallon bucket of paint up the ladder they would be over the limit. For most men in particular a 200 pound duty rating is too low to be safe. This is why so many DIY'ers say the their ladder feels "shaky" or "unstable". They are buying ladders that are not rated high enough for them and their tools/paint.
You're misunderstanding my question. For ropes and harnesses for example, the safe working load limit is often 1/5 of what it takes to actually break the rope. If a rope is rated for 200 pounds, in all actuality, it takes 1000 pounds to actually break the rope. I assume ladders have a similar thing I cant find the info, but I think I heard they can go about twice the weight rating without breaking. Shaky ladders do not mean they are even close to breaking, they are just flexing.
Im not suggesting anyone exceed the safety ratings of their ladders, dont get me wrong, but ratings have to be far lower than actual danger range. If they test a ladder, and it breaks with 500 pounds, they give it a safety rating of half that.